Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms," "Terms of Use") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you" or "User") and Savvy Esquires ("Firm," "we," "us," or "our"), concerning your access to and use of the www.savvyesquires.com website.

You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, articles, blog posts, photographs, graphics, and other materials on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

Savvy Esquires™ and its associated logos are trademarks of Savvy Esquires. The Content and the Marks are provided on the Site "AS IS" for your information and personal, non-commercial use only.

3. User Representations

By using the Site, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete;
• You will maintain the accuracy of such information and promptly update such registration information as necessary;
• You have the legal capacity and you agree to comply with these Terms of Use;
• You are not a minor in the jurisdiction in which you reside;
• You will not access the Site through automated or non-human means;
• You will not use the Site for any illegal, fraudulent, or unauthorized purpose; and
• Your use of the Site will not violate any applicable law or regulation.

4. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us in writing.

5. User Generated Content

The Site may in the future provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site. If such features are enabled, your Contributions may be viewable by other users and will be treated as non-confidential and non-proprietary.

6. Third-Party Websites and Content

The Site may contain links to Third-Party Websites or Third-Party Content. We are not responsible for such third-party sites or content. If you access them, you do so at your own risk and should review their terms and policies.

7. Payments, Fees, and Third-Party Processing

7.1. General Payment Terms

You agree to pay all fees for services, digital products, or consultations purchased through the Site in accordance with the pricing and payment terms presented to you. All fees are in U.S. Dollars and are non-refundable, except as explicitly stated in our Refund Policy below.

7.2. Third-Party Payment Processing

All payments made to Savvy Esquires are processed by Stripe, Inc. By making a payment on our Site, you agree to provide Stripe with a valid payment method and authorize Stripe to charge that payment method for all purchased Services.

7.3. Recurring Payments for Retainers

If you purchase a service on a recurring basis, such as a monthly retainer, you authorize Savvy Esquires to charge your provided payment method automatically. The specific terms are governed by your separate, signed Engagement Letter.

7.4. Refund Policy

• Professional Services: Fees paid for professional services are governed by your signed Engagement Letter. As a general policy, fees for services rendered are non-refundable.
• Digital Products: Due to the immediate delivery nature of digital products, all sales are final and non-refundable.

8. Site Management

We reserve the right, but not the obligation, to: (1) monitor the Site for violations; (2) take appropriate legal action; (3) manage the Site to protect our rights and property and to facilitate its proper functioning.

9. Term and Termination

These Terms of Use remain in effect while you use the Site. WE RESERVE THE RIGHT TO DENY ACCESS AND USE OF THE SITE TO ANY PERSON FOR ANY REASON. We may terminate your use without warning, in our sole discretion.

10. Governing Law

These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

11. Dispute Resolution

Any legal action brought by either you or us shall be commenced or prosecuted in the state and federal courts located in New York County, New York, and the Parties hereby consent to venue and jurisdiction in such courts.

12. Disclaimer

THE SITE AND ITS CONTENT ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES IN CONNECTION WITH THE SITE AND YOUR USE THEREOF.

13. Limitation of Liability

IN NO EVENT WILL WE BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE. OUR LIABILITY TO YOU WILL AT ALL TIMES BE LIMITED TO $100 USD.

14. Indemnification

You agree to defend, indemnify, and hold us harmless from any loss, damage, liability, claim, or demand made by any third party due to or arising out of your use of the Site or breach of these Terms.

15. Electronic Communications

Visiting the Site, sending emails, and completing forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements and communications provided electronically satisfy any legal requirement for written communication.

16. Contact Us

In order to resolve a complaint regarding the Site or to receive further information, please contact us at: